Housing finance loan

Housing Finance Loan

Buy, build or renovate your dream home with our Housing Finance Loan


  • Available to salaried and self-employed customers
  • Permission to build on parent's/parents' property accepted if the property is not owned by the borrower(s)
  • Maximum loan amount: dependent on repayment capacity of borrower(s)
  • Competitive interest rate
  • Maximum repayment period: 25 years
  • Grace period: maximum 9 months during construction, interest to be serviced during grace
  • Low Personal contribution
  • Security:
    • 1st line charge on property purchased/constructed
    • Financial interest of the Bank on Household Insurance Policy covering the property financed